FF&E Damage Claims: What to Do When a Container Arrives Wrong

When an FF&E or OS&E container arrives with damaged, missing or incorrect items, the claim depends entirely on what was documented before the container was opened: photos at the container doors, a checked delivery note, and a claim filed within the carrier's or supplier's notice window, usually 3 to 7 days, not weeks later once the damage is discovered during installation.

Most claims that fail do not fail because the damage was not real. They fail because nobody photographed the container seal, the delivery note was signed subject to inspection but never actually inspected, or the claim landed on a desk after the window closed. The process is procedural, not a negotiation, and it starts the moment the container clears customs, not when the damage is noticed.

• Photograph the container seal number and the seal itself intact, or broken, before the doors open, this is the single piece of evidence that decides whether a carrier or a supplier is liable
• Photograph the loading pattern before anything is removed, shifted cargo inside an intact seal points to a packing fault, not a carrier fault
• Do not sign a delivery note as received in good condition before unloading, sign subject to inspection and mean it, then actually inspect before the driver leaves wherever possible
• Count cartons against the packing list on site, not after the driver has gone. A shortage claimed after the truck leaves is far harder to collect

• Photograph every damaged item in place, before it is moved, with the carton or crate visible in the same frame
• Keep the damaged packaging. Insurers and suppliers routinely reject a claim where the packaging was discarded before assessment
• Note the SKU or line-item reference against the packing list for every damaged or missing piece, not just a general description
• File the claim within the window stated in the supplier's terms or the carrier's bill of lading, commonly 3 days for visible damage and 7 for concealed damage discovered on unpacking. Missing this window is the single most common reason a legitimate claim gets refused

Three parties can be responsible, and the paperwork, not the damage itself, decides which one:

• The supplier, if the seal was intact and the damage is consistent with a packing fault: insufficient bracing, wrong crate size, no corner protection. This is usually the first call, not the last, since the supplier who packed the container is the one holding the packing record
• The carrier, if the seal was broken or mismatched, or the container shows external impact damage consistent with rough handling
• Cargo insurance, which should be arranged for the shipment's full landed value regardless of who is ultimately liable. It pays out faster than a liability dispute resolves, and the insurer then pursues the liable party directly rather than leaving that fight to the hotel

• Day 0 to 1: photograph, document, file the initial notice within the carrier's or supplier's window
• Week 1 to 2: formal claim submitted with photos, packing list variance and, where insured, the insurer's claim form
• Week 2 to 6: assessment, sometimes including a surveyor's report for a significant claim, and a settlement offer or replacement commitment
• Replacement stock, if required, follows the original item's lead time from the point the replacement order is confirmed, not from the date the claim was filed, which is why interim solutions matter for anything on the critical path to an opening date

If a claim risks slipping a hard opening date, talk to us early rather than waiting for the claim to resolve before planning around it.